Having a good credit history is an important part of maintaining a happy life, that is why I quite careful to use my credit card, I will make sure that all the statements will be settled in time. Unlike my other friends, they can simply spend the money without thinking deeper, I’m quite worry about them.
Today I just received a letter from bank saying that they have increased my credit card credit limit. They said this is their way of thanking me in return for my support and loyalty. Some people think the more credit limit the better, but I was thinking it is doesn’t matter for me with low amount of credit limit because I use for credit card only for convenient purposes.
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That’s a good attitude to have and a great way to stay debt free. I wish more people thought the way that you do.