+ keep in touch with my loved one +

I suppose to go to Kuala Lumpur today, but I have cancelled this trip last minute because my friend want to back to home town to do some important thing, so I don’t have place to stay. Honestly I have no problem after this trip cancellation, if not I have to spend over MR100 for the petrol and toll fee which that is high than last time due to the price increase on petrol price recently.

May be I will travel to Taiwan with my friend next year. This is first time I join a trip to oversea, so I don’t have any luggage because I have never travel to oversea before. In order to save some money, I think I will borrow with my friends who have travel to oversea last time. It is not worth if I purposely go to buy new luggage just for this trip because I know I don’t have too much chance to travel every year due to the high traveling cost which I can’t afford at all time.

When I go to book shop, I’m sure will buy lots of cheap pens in one times because I’m quite lazy keep going out to buy stationary once my stationary are finish of using. Although I like to use expensive pen because of its quality, but I only can afford to buy cheap pen during I was study in secondary school.

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Although government is raising the price of petroleum products, diesel and LPG, the price of petrol and diesel in Malaysia is still cheaper compared to the price of most of these products in the Asean countries except for Brunei Darussalam.

Yes, this statement is true, but our salary is low and this can be a big burden for us. Let say I get salary RM1,800 for IT executive position and working in Melaka Town, and I go to work by car. After deduct EPF 11% from RM1,800, the balance is RM1602. I need to spend about RM450 for car petrol and lunch RM150, so I still have RM1002.

From RM1002, I take RM200 and give to my mum for home application, RM50 for telephone bill, RM120 for Insurance fee, RM550 for car installment, do you what is the balance of my salary after deduct all these expenses? The answer is RM82.

Everything is rising on the price now and how I going to survive with this salary? I don’t know how to answer you!

Last week I and my best friends went to shopping to buy my other friend’s wedding present because she will be married soon. We will going to share the money and buy a big present for her. One of my friends suggest to buy gold anklet, but I suggest diamond jewelry because since so many people share the money for this present, I think we can buy more expensive wedding present for her.

I’m using auto debit by credit card to pay my premium insurance. Currently I’m using CIMB bank credit card to pay my premium but now I want to change to Hong Leong credit card. Actually I have submitted the application form for the requisition of changing CIMB credit card to Hong Leong credit card in the past 5 months ago, but until today the insurance company has never help me to fulfill my requisition. I’m quite disappointed with the service provided by my insurance company.